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Health Plans for AARP Members Ages 50 - 64

AARP Health Care Options* offers a selection of health insurance plans exclusively to AARP members ages 50 to 64 and their spouses, even if under the age of 50. These health plans range from comprehensive plans to supplemental, lower-cost indemnity (fixed cash payment) plans, forming a continuum of premium and benefit levels designed to provide our members access to health insurance benefits for every need and budget.

Please click on one of the health plan options below to check on its availability in your state and to learn more about plan benefits.

AARP Essential Plus Health Insurance Plan
An enhanced indemnity (or fixed cash benefit) plan that offers a lower-cost alternative to traditional primary health plans. This plan is not a major medical plan, yet offers substantial fixed cash payments for covered hospital inpatient and clinical outpatient services and procedures, lowering your total out-of-pocket medical expenses on:
• Hospital stays • Surgical procedures
• Lab tests and x-rays • Doctor's visits

• Home healthcare, hospice and nursing home

Click Here to Learn More

   
 
AARP Medical Advantage Insurance Plan
An enhanced indemnity (or fixed cash benefit) plan that offers a lower-cost alternative to traditional primary health plans. This plan is not a major medical plan, yet offers substantial fixed cash payments for covered hospital inpatient and clinical outpatient services and procedures, lowering your total out-of-pocket medical expenses on:
• Hospital stays • Surgical procedures
• Lab tests and x-rays • Doctor's visits

• Home healthcare, hospice and nursing home

Click Here to Learn More

 
AARP Essential Health Insurance Plan
A basic indemnity (or fixed cash benefit) plan that offers some coverage with a significantly lower premium. This plan is not major medical, yet offers a lower level of fixed cash payments for a variety of covered hospital inpatient and clinical outpatient services and procedures. This plan is designed to provide essential coverage to people who are between jobs, retired, or people looking for a lower-priced health plan with some benefits.  The plan includes benefits for covered:
• Hospital stays • Surgical procedures
• Lab tests and x-rays • Doctor's visits
• Home healthcare, hospice and nursing home

Click Here to Learn More

   

AARP Hospital Indemnity Insurance Plan
A supplemental plan that provides an extra layer of coverage, providing you with fixed cash benefits to help cover out of pocket expenses that would be incurred even with a comprehensive health plan.
• Hospital Stays
• Intensive Care Stays
• Post Hospital Skilled Nursing Facility Stays

Click Here to Learn More

 

Insured by United HealthCare Insurance Company and United HealthCare Insurance Company of New York, for New York residents

All of the plans may not be available in all states/areas.

*AARP Health Care Options is the name of AARP’s health insurance and service program. It is not the insurer. AARP contracts with insurers to make coverage available to AARP members. AARP endorses these health insurance plans. United HealthCare Insurance Company pays a fee to AARP and its affiliate for use of the AARP trademark and other services. Amounts paid are for general purposes of AARP and its members.

** AL, AR, IA, MI, MO, NE, OH, OR, RI, TX

WB2200 (08/07)